Business insurance solutions
Business insurance protects more than just your company – it protects your livelihood, your people, and your future.
From everyday risks to industry-specific challenges, these are the types of insurance that help keep Australian businesses secure and thriving.
Comprehensive insurance solutions designed for you
Professional Indemnity
Designed for advisors and service providers, it covers legal costs if clients sue for poor advice causing injury or financial loss. Safeguards your reputation and finances in professional roles like consulting or design.
Management Liability
Covers risks in business management, including personal and corporate liabilities for directors and officers. Protects against claims of mismanagement, legal fees, and regulatory issues to ensure leadership security.
Public Liability and Product Liability
Public liability covers injury or damage claims to third parties from operations. Product liability protects against issues from items manufactured, sold, or supplied. Vital for customer-facing businesses to avoid financial ruin.
SME Insurance Package
Tailored for small to medium enterprises, it covers premises, contents against loss, damage, or theft. Includes business interruption protection to minimize financial impact from disruptions like fires or floods.
Tools of Trade Insurance
Provides accidental damage and theft cover for your trade tools, often with new-for-old replacement. Ideal for tradies to keep operations running smoothly without costly downtime from equipment loss.
Contract Works Insurance
Safeguards construction projects from loss, damage, or injury on-site. Covers materials, tools, and liabilities during building, ensuring contractors avoid unexpected costs from accidents or weather.
Plant and Equipment Insurance
Covers heavy machinery in construction or mining against damage, breakdown, or theft. Includes repair costs and downtime protection to maintain productivity and reduce financial strain on operations.
Commercial Motor Insurance
Protects business vehicles from accidental damage, theft, or collision. Offers options for replacement vehicles to minimize downtime, essential for fleets in transport or delivery services.
Cyber Insurance
Covers financial losses from cyber breaches, including data recovery, fines, and legal fees. Helps businesses respond to attacks like ransomware, protecting reputation and customer trust.
Marine and Transit Insurance
Insures goods during shipment by sea, land, or air against loss or damage. Covers financial impacts from delays or accidents, vital for importers, exporters, or logistics firms.
Corporate Travel Insurance
Covers business trips for cancellations, medical emergencies, delays, and lost luggage. Ensures employee safety and reimburses costs, allowing focus on work without travel worries.
Personal Accident and Sickness Insurance
Provides income replacement if injury or illness prevents work. Offers weekly benefits for business owners or employees, helping maintain financial stability during recovery.
Our clients
Need insurance advice today? We're here to help
Our expert brokers are ready to assess your risks, provide tailored quotes, and handle urgent coverage needs – from cyber threats to liability issues. Whether it's a quick question or a full policy review, we're just a call away during business hours.
Frequently asked questions
Why do businesses need business insurance?
It helps protect them from financial losses that can occur as a result of risks such as accidents, fires, theft, or lawsuits. Without business insurance, a business could be forced to close its doors.
How much does insurance cost for a business?
Depends on a number of factors, including the size and type of business, the amount of coverage the business needs, and the location of the business. Call us to find out more information relevant to your business.
Is there a difference between Public Liability and Professional Indemnity?
Public liability insurance protects your business against claims (from your customers or members of the public) for any personal injury or property damage that they suffer from. Professional indemnity insurance protects your business against losses or damage from claims taken against you arising from any professional services or advice that you provide.