Insurance made simple
Get the right cover at the right price
Not sure if you’ve got the right package? Our experts will guide you step by step – no jargon, no guesswork.

What our clients say
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Comprehensive insurance solutions designed for you

Professional Indemnity
Protects against lawsuits for poor advice, ideal for service businesses.

Management Liability
Shields business and leaders from lawsuits due to management actions.

Public Liability and Product Liability
Covers claims for injury or damage by customers, e.g., slips or faulty products.

SME Insurance Package
Affordable multi-risk cover for small businesses, includes liability, interruption.

Tools of Trade Insurance
Covers trade equipment for breakage, theft, fire; fast local claim processing.

Contract Works Insurance
Protects construction projects from weather, damage during building stages.

Plant and Equipment Insurance
Covers damage, breakdown, theft of equipment in construction, mining, etc.

Commercial Motor Insurance
Protects company vehicles from damage or theft, with replacement options.

Cyber Insurance
Covers costs from cyber attacks, lost revenue, fines, legal fees for data breaches.

Marine and Transit Insurance
Protects shipments from loss or damage during air, land, or sea transit.

Corporate Travel Insurance
Covers business trips for cancellations, medical emergencies, delays, luggage.

Personal Accident and Sickness Insurance
Provides income benefits if unable to work due to injury or sickness events.
Why choose IRS?

Expertise built on experience
With years of industry knowledge, we offer trusted guidance and insights, helping you make informed decisions with confidence.

End-to-end guidance
We support you at every stage—from consultation to claims. Our process is smooth, stress-free, and always there for you.

Tailored insurance advice
We understand your business and personal needs to recommend insurance solutions tailored to your specific risks.

Unbiased support
We provide honest advice without sales pressure or hidden agendas. As independent advisors, we prioritise your best interests in every recommendation.

Need insurance advice today? We're here to help
Our expert brokers are ready to assess your risks, provide tailored quotes, and handle urgent coverage needs – from cyber threats to liability issues. Whether it's a quick question or a full policy review, we're just a call away during business hours.
Need more clarity?
Not sure which insurance fits your needs? We’re here to help. Whether it’s for your business, your family, or your future,we’ll guide you step-by-step.
Step 01
Tell us what you need
Step 02
Get personalised options
Step 03
Subscribe to insurance

About us
Hi, I’m Nalini, founder of Inspired Risk Services. My team and I are here to secure the right business insurance for you — and to stand by your side if you ever need to make a claim. With us handling the paperwork, you can focus on running your business, not chasing insurers.
Frequently asked questions
What does your insurance broker do?
They are the middleman between you and the insurance company, they are independent and work to find the best policy for you. They know the market, understand different policies, and can break down the fine print so you know exactly what you're signing up for. They are not limited to insurers in Sydney or Australia only , they have access to overseas insurers too.
Should I just use an online quoting platform?
Most insurers that offer immediate online quotes are designed to sell you their most profitable policies hidden by pages and page of fine print. There is a higher level of risk based on dealing with online insurers and their claims service are often outsourced overseas.
What happens in the event of a claim?
You should make contact with your broker as soon as possible so that they can inform your insurer. You have direct access to your broker when you need them, in particular at time of claim (and not being ‘on hold’ with a call centre) if you went direct.
Does your brokerage only deal with clients in Sydney?
No, our clients are not limited to Sydney or NSW only, we have client’s in all states of Australia and overseas.
As a startup what insurances do I need?
Call us and we will run through the insurances relevant to your business in layman’s terms, shouldn’t take more than 10minutes.















