Insurance made simple

Get the right cover at the right price

Not sure if you’ve got the right package? Our experts will guide you step by step – no jargon, no guesswork.

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What our clients say

GoogleReviews

5

(26)

Linda

Linda

about 1 month ago

Nalini gets things done and is very knowledgeable. She was able to answer all my questions and was able to get a quick turnaround.

Sally-anne Shields

Sally-anne Shields

3 months ago

I recently engaged Nalini as my insurance broker and couldn’t be happier. She’s been absolutely on it from the start — took all the thinking and admin off my plate and managed to package up all my insurances into one neat, organised bundle. I didn’t realise how messy things had gotten until she pointed out I was actually paying for the same cover on two different policies! She made the whole process easy, efficient, and genuinely stress-free. If you’re looking for someone who’s proactive, detail-oriented, and genuinely cares about getting things right, I couldn’t recommend Nalini more highly.

Jake Lauder

Jake Lauder

3 months ago

Nalini was amazing in finding my business an insurance package. She constantly worked hard until she found exactly what she was looking for and happy with and got me an amazing insurance policy & deal. Highly recommend!

Farhan Masud

Farhan Masud

6 months ago

Nalini was exceedingly helpful in finding the right insurance cover for us and made the entire process easy and stress free.

Senthuuran Thevarajah

Senthuuran Thevarajah

6 months ago

Setting up a new business can be overwhelming. From the moment I connected with Nalini, she made the entire process feel easy and stress-free. She took the time to understand my business needs, explained everything clearly, and made sure I had the right cover in place. Her responsiveness, professionalism, and genuine care gave me peace of mind from day one. Highly recommend Nalini to anyone needing expert insurance advice and outstanding service.

Nikhil Grover

Nikhil Grover

6 months ago

Nalini was very helpful and thorough in getting just the right insurance mix for my business. I saved close to 20% on my renewal. Very happy, and would highly recommend!

Andrew Vanny

Andrew Vanny

6 months ago

Nalini & Ashnita of Inspired Risk Services have been working with Andrew Vanny Plumbing for two years now. They have been amazing. Their attention to detail, their patience (with us as we go back & forth with queries & updates) is so appreciated. We believe that they have written policies for us that suit our needs & situation really well. We would recommend them to other businesses who want to build an insurance portfolio that covers their risks as completely as possible.

Michael So

Michael So

7 months ago

Nalini is incredibly passionate and knowledgeable. She took the time to clearly explain my insurance needs, which helped me feel confident with my decisions. Her genuine care and professionalism really stood out. I highly recommend Nalini for anyone looking for reliable and personalised support with their insurance requirements.

Corey Lucas

Corey Lucas

7 months ago

Nalini from Inspired Risks Services really helped me learn more about the insurances I need for my business. She explains everything clearly and makes all the different types of insurances come together in one payment which makes planning for the business heaps more effective. I couldn’t recommend Inspired Risks Services any higher to a business owner.

Monica Benvenuti

Monica Benvenuti

9 months ago

Nalini is very professional, dedicated and knowledgeable. She helped our business to understand the right insurances we needed. She gave us the right advices and assist us through the whole process. Thank you!

Molly Lim

Molly Lim

10 months ago

Nalini is your GO TO in general insurance space! She has assisted me with my insurance needs very promptly. I'm now recommending my clients for her service as well.

Bridget Holland

Bridget Holland

10 months ago

Nalini's expert, efficient and helpful. Saved me money on the business insurance I needed. Advised me to go direct to my home insurer for something I could include in there rather than taking out an expensive additional policy. Above all that, she's a warm and empathetic person who has your interests at heart. What more could you ask for?

Danielle Forde

Danielle Forde

10 months ago

Thank you, thank you Nalini. Your personal touch and incredible professionalism were so extraordinary. Not only did you offer to meet in person to help guide me through my insurance needs, you ensured it occured the very next day! How many people can say they met and did business at a Bunnings Cafe? Then compiled multiple quotes and completed the whole process within my very tight time frame - whilst also saving me $1,500!!! You are a true gem. I highly recommend Nalini and look forward to remaining a client for life.

Christina Smith

Christina Smith

11 months ago

Good luck does not last forever Good Insurance does. Narlini makes sure all risks are covered, so you don't have to rely on good luck.

Wen Wang

Wen Wang

11 months ago

With 25 years in the insurance industry, I've had the opportunity to work with numerous insurance advisors. Nalini stands out with her genuine enthusiasm for insurance, dedication to her work, and commitment to her clients' benefits. Last year, Nalini recommended a travel insurance provider to me. After recently purchasing four policies through them, I've been extremely impressed with their service. I value Nalini's insurance expertise and highly recommend her to anyone looking for general insurance services.

Prosper (Dongyang) Jiang

Prosper (Dongyang) Jiang

11 months ago

I feel well looked after by Nalini. Best to deal with.

Katta Reddy

Katta Reddy

11 months ago

Exceptional Service and Expertise! I highly recommend Nalini Reddy for her outstanding services in General Insurance. She has been incredibly knowledgeable, professional, and proactive in helping my business secure the right insurance coverage. Nalini goes above and beyond to ensure that we are fully protected, providing excellent support and timely assistance whenever needed. If you’re looking for a reliable and trustworthy insurance expert, look no further! Thank you, Nalini, for your exceptional service!

Daniel Wang

Daniel Wang

about 1 year ago

I highly recommend Inspired Risk Services to any professionals who need reliable and efficient PI insurance. Nalini and her team are very experienced and responsive, and the entire process went smoothly. Thanks for your great support!

Tom Francis

Tom Francis

over 1 year ago

Nalini was so helpful and informative in assisting me with my business start-up. I feel very confident I have the correct coverage moving forward. Thanks so much.

sylvain david

sylvain david

over 1 year ago

Received amazing services. Highly recommend to friends and family! Well done and keep up the great work! :)

David Masters

David Masters

over 1 year ago

I highly recommend them. We asked them to look at our vehicle insurance policies for our fleet. They were able to save us $8000 per year over our previous insurer. Nalini is very professional and fast.

Bernard Khoshaba

Bernard Khoshaba

over 1 year ago

Practical advice. Friendly and reliable service. Personable and trustworthy. Highly recommended.

Chung Angela

Chung Angela

over 1 year ago

Inspired Risk helped our strata to arrange building insurance, several quotes were collected quickly and well explained with recommendations. In addition, all these quotes are very competitive. Thanks Nalini for all your professional advice.

Our clients

Can do conveyancingFarsight advisorySt. Merkorious charityAbadee lawDanielle fordeAbove advisoryKalibrate EDAndrew vanny plumbingCorey lucas paintingSal shieldsNorthshore nsgm gardeningHornsy electricmok property consultingdigital goliathblue tooth dentalCan do conveyancingFarsight advisorySt. Merkorious charityAbadee lawDanielle fordeAbove advisoryKalibrate EDAndrew vanny plumbingCorey lucas paintingSal shieldsNorthshore nsgm gardeningHornsy electricmok property consultingdigital goliathblue tooth dental

Comprehensive insurance solutions designed for you

  • Professional Indemnity

    Protects against lawsuits for poor advice, ideal for service businesses.

  • Management Liability

    Shields business and leaders from lawsuits due to management actions.

  • business

    Public Liability and Product Liability

    Covers claims for injury or damage by customers, e.g., slips or faulty products.

  • SME Insurance Package

    Affordable multi-risk cover for small businesses, includes liability, interruption.

  • Tools of Trade Insurance

    Covers trade equipment for breakage, theft, fire; fast local claim processing.

  • Contract Works Insurance

    Protects construction projects from weather, damage during building stages.

  • Plant and Equipment Insurance

    Covers damage, breakdown, theft of equipment in construction, mining, etc.

  • Commercial Motor Insurance

    Protects company vehicles from damage or theft, with replacement options.

  • Cyber Insurance

    Covers costs from cyber attacks, lost revenue, fines, legal fees for data breaches.

  • Marine and Transit Insurance

    Protects shipments from loss or damage during air, land, or sea transit.

  • Corporate Travel Insurance

    Covers business trips for cancellations, medical emergencies, delays, luggage.

  • Personal Accident and Sickness Insurance

    Provides income benefits if unable to work due to injury or sickness events.

Why choose IRS?

  • expertise

    Expertise built on experience

    With years of industry knowledge, we offer trusted guidance and insights, helping you make informed decisions with confidence.

  • end 2 end

    End-to-end guidance

    We support you at every stage—from consultation to claims. Our process is smooth, stress-free, and always there for you.

  • Tailored

    Tailored insurance advice

    We understand your business and personal needs to recommend insurance solutions tailored to your specific risks.

  • Unbaised

    Unbiased support

    We provide honest advice without sales pressure or hidden agendas. As independent advisors, we prioritise your best interests in every recommendation.

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Need insurance advice today? We're here to help

Our expert brokers are ready to assess your risks, provide tailored quotes, and handle urgent coverage needs – from cyber threats to liability issues. Whether it's a quick question or a full policy review, we're just a call away during business hours.

Need more clarity?

Not sure which insurance fits your needs? We’re here to help. Whether it’s for your business, your family, or your future,we’ll guide you step-by-step.

Step 01

Tell us what you need

Step 02

Get personalised options

Step 03

Subscribe to insurance

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About us

Hi, I’m Nalini, founder of Inspired Risk Services. My team and I are here to secure the right business insurance for you — and to stand by your side if you ever need to make a claim. With us handling the paperwork, you can focus on running your business, not chasing insurers.

Frequently asked questions

What does your insurance broker do?

They are the middleman between you and the insurance company, they are independent and work to find the best policy for you. They know the market, understand different policies, and can break down the fine print so you know exactly what you're signing up for. They are not limited to insurers in Sydney or Australia only , they have access to overseas insurers too.

Most insurers that offer immediate online quotes are designed to sell you their most profitable policies hidden by pages and page of fine print. There is a higher level of risk based on dealing with online insurers and their claims service are often outsourced overseas.

You should make contact with your broker as soon as possible so that they can inform your insurer. You have direct access to your broker when you need them, in particular at time of claim (and not being ‘on hold’ with a call centre) if you went direct.

No, our clients are not limited to Sydney or NSW only, we have client’s in all states of Australia and overseas.

Call us and we will run through the insurances relevant to your business in layman’s terms, shouldn’t take more than 10minutes.

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