Welcome to Inspired Risk Services
We are a dedicated team of professionals committed to providing personalised insurance solutions that meet your unique needs. Whether you’re an individual, family, or business, we take the time to understand your situation and offer tailored advice and coverage options.
Most businesses are looking for a little hand holding and a simple English explanation of what’s covered and what’s not covered so they can make informed decisions in respect of their business needs. Allow us to be your trusted partner in navigating the complex world of insurance.
About
Hi. I’m Nalini, and I’m the founder and owner of Inspired Risk Services. My team and I are here to get you the best business insurance for your business.
Just as importantly, we’re here to look after you if anything goes wrong and you need to make a claim. There’s no point in having insurance which doesn’t pay out when you need it. With us behind you looking after the paperwork, you can focus on your business rather than the details of the claim.
I started out as a trainee broker while I was studying – I have a Bachelor of Business from Charles Sturt University. But like most students and young graduates, I wanted to explore my options. I took roles in government, law firms, construction, media and so on. Then someone approached me suggesting I look at business insurance again. So I did. That was over two decades ago, and I haven’t looked back since.
Our Mission
What makes Inspired Risk different?
There are three things about Inspired Risk which are a little different, and which I think make us one of the best business insurance brokers around.
Hands-on personal experience in multiple industries
Since I’ve worked in such diverse businesses, I’ve seen first-hand how different the risks can be. It’s not just different in different industries either. Even within the same industry, companies may be set up in very different ways.
It might be your location, whether you own or hire equipment, whether you have staff or use contractors, what your clients require. There are so many factors and I know enough to ask questions so I can get the facts and get the best business insurance for you.
Curiosity
We will ask questions! We’re always exploring. We’re looking for how your business is different from other similar businesses – because that might mean we need to tweak your insurance. That could be to make sure you’re covered for a specific risk, or it could be that you’re not really exposed to certain risks, so we want to take those out of your policy and reduce your premium.
A focus on relationships
Everyone thinks insurance is all about numbers and risk, but for me, it’s about people. Not only do I keep close to all my clients, I also have strong relationships with my counterparts in the insurer businesses. That’s invaluable when something does unfortunately happen, and we need to put in a claim.
Our Values
Nal is an excellent communicator, she is also a reliable and trustworthy person. I highly recommend her!
Christine Yau
What can you expect from Inspired Risk?
Here how we generally work with clients:
Setting up your insurance
We always start by finding out about your business and your business risks. Then we make recommendations on how to handle those risks. Usually, that means insurance, but sometimes it may make more sense to bear the risk yourself.
We then provide quotations and recommendations for the best insurance for your business. We answer any questions and explain issues in plain English so you can make an informed decision. Once you’re happy with your insurance choices, we assist with the paperwork and put your policies into place.
Getting you the best deal
We get new quotations on all your policies when they’re due for renewal as a matter of course. It’s how we keep costs competitive.
But we won’t always recommend the cheapest product. We’ll recommend the best value for you. We check all the fine print for exclusions, to make sure you’re properly covered. And we keep tabs on which companies pay claims promptly and easily. There’s no point in having a cheap insurance product which doesn’t deliver when you need it to.
We also stay up-to-date with industry news and developments. If there’s anything which might affect your insurance status or your risk, we’ll review it whether your policies are up for renewal or not. And of course, if your business expands, starts new activities, or acquires new assets, we’re there to make sure you have the best business insurance for your changed circumstances.
Claims
If you’re unlucky enough to need to claim, we’re there for you. We handle the claim from start to finish, so that you can concentrate on everything else.
We can also provide general claims advice. For example, you may want to know whether a specific incident is covered, or whether it’s worth putting in a claim.
Let us help you find the right insurance solution to safeguard your future.
We invite you to reach out to us with any questions or to schedule a consultation.