IRS Broking

A personalised approach to your insurance needs

Expert Business Insurance Broker Sydney

Insurance tailored to your business and your needs

At Inspired Risk Services, we assist businesses from brand new startups to established companies with locations across Australia.

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Practical advice. Friendly and reliable service. Personable and trustworthy. Highly recommended.
Bernard Khoshaba

Insurance can be complex, and expensive. As your insurance broker, we make it simpler and more affordable. Every business is different. Every business has different risks – and different insurance needs.

Every business needs one or more of

The list goes on, depending what your business does. Tools of the trade, contracts, marine and transport… we do it all.

See our most popular business insurance packages
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I highly recommend them. We asked them to look at our vehicle insurance policies for our fleet. They were able to save us $8000 per year over our previous insurer. Nalini is very professional and fast.
David Masters, Hornsby Electric
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Nalini was so helpful and informative in assisting me with my business start-up. I feel very confident I have the correct coverage moving forward. Thanks so much.
Tom Francis

Does your business have unique or unusual insurance needs?

We’d love to help you. As business insurance brokers with over two decades of experience, we’ve seen almost everything! Even better, we have strong relationships with insurance providers. Whatever insurance you’re looking for, if it’s available we can source it.

We combine our understanding of your business with our knowledge of the insurance market to find you the most suitable and best value-for-money options available.

Contact our experienced business insurance brokers today

Packages we supply

SME Business Insurance Package

Business Insurance can provide cover for your business' premises and contents, against loss, damage or theft, also offering protection against financial loss experienced from an insured interruption to your business.
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Package 1

Public and Products Liability

Public liability insurance is designed for professionals who interact with customers or members of the public. It helps protect against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business operations.Product liability covers you against injury or damage caused specifically by an item you have manufactured, sold or supplied.
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Package 2

Business Cyber Insurance

Cyber insurance can help cover financial losses to your business, your customers and other parties following a cyber security breach.
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cyber-security

Personal Cyber Insurance

Personal Cyber Insurance can help cover your financial losses and protect your personal and sensitive information from cyber security breach.
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personal

Professional Indemnity

Professional Indemnity Insurance has been created for businesses that provide professional advice or recommendations to clients. It covers the costs of legal action if a customer sues your business for poor advice that leads to their injury or financial loss.
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professional-indemnity

Management Liability / Directors and Offices

Management Liability Insurance covers the exposures & risks in managing a business. Directors and officers face both personal & corporate liabilities in managing a company and can be held personally liable.
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Package 6

Tools of Trade Insurance

Tools of trade policy provides accidental damage cover on your tools of trade, including new for old and sometimes theft.
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Package 7

Contract Works Insurance

Contract Works Insurance is to protect you should any loss, damage or injury occur whilst undertaking a construction project.
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Package 8

Personal Accident and Sickness Insurance

Personal Accident and Sickness insurance provides a weekly benefit as a portion of the insured person's income if they are unable to work due to a covered event arising from a bodily injury or sickness.
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Package 9

Commercial Motor

Commercial Motor insurance is designed to help your business cover the costs that may arise from events such as accidental damage to, or theft of, your business vehicles.
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Package 9

Marine & Transit Insurance

Marine Transit insurance is protection for your cargo whilst in journey. If you transport goods by ship or other vessels that travel on water you may be exposed to risks that can damage your freight and cause substantial financial loss.
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Package 11

Corporate Travel

A typical travel insurance policy will have coverage for a traveler's main concerns, including trip cancellations, medical emergencies, travel delays, and lost luggage. Most policies are built to be comprehensive to protect travelers from a variety of events that may cause a financial loss before or during their trip.
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Package 11

Personal Leisure Travel

Personal travel insurance policy will have coverage for traveler’s main concerns including trip cancellation, medical emergencies, travel delays and loss of luggage. You can choose between our Basic for the essentials or Comprehensive for extra coverage. It’s the way insurance should be – quick, simple and hassle-free.
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Package 12

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